Payment Policy
At Tomount, we strive to provide a secure, seamless, and transparent shopping experience. Below you will find the complete details regarding our accepted payment gateways, unaccepted payment methods, and a thorough breakdown of all fees associated with your purchase before and after checkout.
1. Acceptable & Unacceptable Payment Methods
We secure all transactions using industry-standard SSL encryption technology. The payment methods listed below are fully integrated into our checkout system.
✓ Accepted Payment Methods
- Credit/Debit Cards: Visa, Mastercard, American Express (AMEX), Discover, JCB, Diners Club, Maestro
- Digital Wallets: Apple Pay, Google Pay
- Online Payment Platforms: PayPal
- International Card Networks: UnionPay (银联)
✕ Unacceptable Payment Methods
- Cash on Delivery (COD)
- Direct Bank Wire Transfers / ACH Transfers (unless pre-arranged for bulk B2B orders)
- Cryptocurrencies (e.g., Bitcoin, Ethereum)
- Postal Money Orders or Personal Checks
- Prepaid Gift Cards not co-branded with Visa/Mastercard
2. Fee Transparency: Costs Borne by the User
To ensure total transparency, Tomount guarantees that no hidden fees will be charged. All costs are presented clearly before you finalize your transaction.
| Stage | Fee / Cost Category | Responsibility & Description |
|---|---|---|
| Pre-Purchase & At Checkout (Paid to Tomount) |
Product Net Price | Borne by the buyer. The clear listed price of the item(s) at the time of purchase. |
| Shipping Costs | Borne by the buyer. Calculated automatically at checkout based on your delivery address, selected shipping speed, and package weight. Free shipping applies if promotional thresholds are met. | |
| Sales Tax / VAT | Borne by the buyer where applicable. Calculated dynamically at checkout based on regional tax regulations and destinations. | |
| Payment Processing Fee | $0.00 (Free). Tomount absorbs all standard transaction fees from credit cards, PayPal, and digital wallets. | |
| Post-Purchase (Potential External Costs) |
Import Duties & Customs Fees | Borne by the buyer. For international cross-border shipments, your local customs authority may assess import taxes, tariffs, or brokerage fees upon entry. These are outside Tomount's control. |
| Foreign Exchange / Currency Conversion | Borne by the buyer (if applicable). If your payment card operates in a currency other than the store's settlement currency, your bank or card issuer may apply a currency conversion margin or foreign transaction fee. | |
| Return Shipping Fees | Borne by the buyer (except in cases of defective/incorrect items). If you initiate a change-of-mind return, you are responsible for the return postage costs. |
Important Billing Security Notice: To prevent fraud, your billing name and address must match those of the credit card or account used for payment. Tomount reserves the right to cancel any order that fails our automated fraud verification checks.